[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.maruli.cz\/radeji-napoprve\/#Article","mainEntityOfPage":"https:\/\/www.maruli.cz\/radeji-napoprve\/","headline":"Rad\u011bji napoprv\u00e9","name":"Rad\u011bji napoprv\u00e9","description":"Plat\u00ed to v mnoha oblastech lidsk\u00e9ho \u017eivota, plat\u00ed to, jak nap\u0159\u00edklad p\u0159i v\u00fdb\u011bru zam\u011bstn\u00e1n\u00ed, nebo partnera pro \u017eivot. Mo\u017en\u00e1 se…","datePublished":"2019-12-13","dateModified":"2023-04-27","author":{"@type":"Person","@id":"https:\/\/www.maruli.cz\/author\/#Person","name":"","url":"https:\/\/www.maruli.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4006af731f458a56e90e1a4ecbb37f08f11b51b80cb9267b6a6e5547922ff49d?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4006af731f458a56e90e1a4ecbb37f08f11b51b80cb9267b6a6e5547922ff49d?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"maruli.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.maruli.cz\/wp-content\/uploads\/img_a377044_w4387_t1588753754.jpg","url":"https:\/\/www.maruli.cz\/wp-content\/uploads\/img_a377044_w4387_t1588753754.jpg","height":0,"width":0},"url":"https:\/\/www.maruli.cz\/radeji-napoprve\/","about":["Neza\u0159azen\u00e9"],"wordCount":416,"articleBody":"      Plat\u00ed to v mnoha oblastech lidsk\u00e9ho \u017eivota, plat\u00ed to, jak nap\u0159\u00edklad p\u0159i v\u00fdb\u011bru zam\u011bstn\u00e1n\u00ed, nebo partnera pro \u017eivot. Mo\u017en\u00e1 se budete divit, ale plat\u00ed to i v p\u0159\u00edpad\u011b sjedn\u00e1n\u00ed hypot\u00e9ky. Ne\u017e za\u010dneme stav\u011bt, rekonstruovat, kupovat d\u016fm, \u010di byt, m\u011bli bychom dop\u0159edu propo\u010d\u00edtat kalkulaci, m\u011bli bychom se nechat sezn\u00e1mit s cenou dodavatelsk\u00fdch prac\u00ed, jako\u017eto i s cenou za samotn\u00fd materi\u00e1l. Pokud nejsme schopni vypo\u010d\u00edtat sami stavebn\u00ed, \u010di jin\u00e9 zat\u00ed\u017een\u00ed, v\u017edy se obra\u0165me na p\u0159\u00edslu\u0161nou firmu, \u0159emesln\u00edka, nebo subjekt, kter\u00fd bude pro n\u00e1s pr\u00e1ce vykon\u00e1vat. https:\/\/www.vzp.cz\/platci\/informace\/stat  src=“https:\/\/maruli.cz\/wp-content\/uploads\/img_a377044_w4387_t1588753754.jpg“ style=“max-width: 56%; max-height: 56%;“>Ten by m\u011bl ji\u017e na za\u010d\u00e1tku nacenit kompletn\u00ed d\u00edlo, v\u010detn\u011b materi\u00e1lu. M\u011bl by z\u00e1kazn\u00edka sezn\u00e1mit s kone\u010dnou cenou a tu tak\u00e9 dodr\u017eet. Ov\u0161em n\u011bkdy hlavn\u011b p\u0159i rekonstrukc\u00edch, se objev\u00ed takzvan\u00e9 v\u00edcepr\u00e1ce. Je to situace, se kterou jsme p\u0159edem nepo\u010d\u00edtali a ani nebyla zahrnut\u00e1 do cenov\u00e9 nab\u00eddky. Odkryjeme om\u00edtky, nebo obklady a zjist\u00edme, \u017ee elektroinstalace jsou v dezol\u00e1tn\u00edm stavu. Chceme opravit koupelnu a zjist\u00edme, \u017ee kompletn\u00ed odpady by pot\u0159ebovali tak\u00e9 vym\u011bnit. Bohu\u017eel sjednan\u00e1 hypot\u00e9ka je dan\u00e1. \u010c\u00e1stka je fixn\u00ed a p\u0159es to vlak nejede. Ov\u0161em existuj\u00ed tady \u0161ance, jak si opat\u0159it dostatek financ\u00ed, i nad limit p\u016fj\u010den\u00e9 \u010d\u00e1stky. Nav\u00fd\u0161en\u00ed hypot\u00e9ky je produkt, kter\u00fd m\u016f\u017eete \u010derpat, ale m\u00e1 sv\u00e1 pravidla. V prvn\u00ed \u0159ad\u011b mus\u00edme po\u017e\u00e1dat o nav\u00fd\u0161en\u00ed u subjektu, kter\u00fd n\u00e1m p\u016fvodn\u00ed p\u016fj\u010dku zrealizoval. M\u011bli byste ov\u0161em v\u011bd\u011bt, \u017ee to nen\u00ed automatick\u00e1 z\u00e1le\u017eitost. Banka, \u010di nebankovn\u00ed spole\u010dnost nav\u00fd\u0161en\u00ed m\u016f\u017ee, ale v \u017e\u00e1dn\u00e9m p\u0159\u00edpad\u011b tak\u00e9 nemus\u00ed schv\u00e1lit! Dobr\u00e1 rada zn\u00ed, v\u017edy po\u010d\u00edtat s v\u011bt\u0161\u00edmi v\u00fddaji, ne\u017e jsou ve skute\u010dnosti na pap\u00ed\u0159e, po\u010d\u00edtat s mo\u017enost\u00ed, \u017ee ne v\u0161e v teoretick\u00e9 rovin\u011b, klapne i v praktick\u00e9 a hned na za\u010d\u00e1tku hypot\u00e9ku nastavit tak, abyste z n\u00ed bez probl\u00e9mu ufinancovali cel\u00fd z\u00e1m\u011br. Rad\u011bji \u017e\u00edt s pocitem, \u017ee dluh je o n\u011bco vy\u0161\u0161\u00ed, ale pr\u00e1ce hotov\u00e1 jednou prov\u017edy, ne\u017e obr\u00e1cen\u011b.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Rad\u011bji napoprv\u00e9","item":"https:\/\/www.maruli.cz\/radeji-napoprve\/#breadcrumbitem"}]}]