[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.maruli.cz\/prijmy-budete-muset-priznat\/#Article","mainEntityOfPage":"https:\/\/www.maruli.cz\/prijmy-budete-muset-priznat\/","headline":"P\u0159\u00edjmy budete muset p\u0159iznat","name":"P\u0159\u00edjmy budete muset p\u0159iznat","description":"Kdy\u017e se n\u011bkdo rozhodne po\u017e\u00e1dat n\u011bkterou z finan\u010dn\u00edch instituc\u00ed, lhostejno zda bankovn\u00edch nebo nebankovn\u00edch, o finan\u010dn\u00ed p\u016fj\u010dku, je po n\u011bm…","datePublished":"2019-04-06","dateModified":"2023-04-27","author":{"@type":"Person","@id":"https:\/\/www.maruli.cz\/author\/#Person","name":"","url":"https:\/\/www.maruli.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4006af731f458a56e90e1a4ecbb37f08f11b51b80cb9267b6a6e5547922ff49d?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4006af731f458a56e90e1a4ecbb37f08f11b51b80cb9267b6a6e5547922ff49d?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"maruli.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.maruli.cz\/wp-content\/uploads\/img_a346599_w1699_t1560935436.jpg","url":"https:\/\/www.maruli.cz\/wp-content\/uploads\/img_a346599_w1699_t1560935436.jpg","height":0,"width":0},"url":"https:\/\/www.maruli.cz\/prijmy-budete-muset-priznat\/","about":["Ekonomika"],"wordCount":469,"articleBody":"       Kdy\u017e se n\u011bkdo rozhodne po\u017e\u00e1dat n\u011bkterou z finan\u010dn\u00edch instituc\u00ed, lhostejno zda bankovn\u00edch nebo nebankovn\u00edch, o finan\u010dn\u00ed p\u016fj\u010dku, je po n\u011bm po\u017eadov\u00e1no mimo jin\u00e9 i prok\u00e1z\u00e1n\u00ed dostate\u010dn\u011b vysok\u00fdch p\u0159\u00edjm\u016f, z nich\u017e vypl\u00fdv\u00e1, \u017ee bude ten kter\u00fd \u017eadatel coby dlu\u017en\u00edk schopen spl\u00e1cet, a tak\u00e9 registr dlu\u017en\u00edk\u016f, umo\u017e\u0148uj\u00edc\u00ed odhalit p\u0159\u00edpadn\u00e9 nedostatky, je\u017e m\u00e1 onen \u017eadatel z d\u0159\u00edv\u011bj\u0161ka. A zejm\u00e9na v bank\u00e1ch b\u00fdvaj\u00ed p\u0159\u00edjmy a z\u00e1znamy v registru dlu\u017en\u00edk\u016f kamenem \u00farazu. A proto lahod\u00ed lidsk\u00e9mu oku, vid\u00ed-li n\u011bkde nab\u00eddku, v jej\u00edm\u017e n\u00e1zvu zazn\u00edv\u00e1 n\u011bco jako hypot\u00e9ka bez dolo\u017een\u00ed p\u0159\u00edjmu. Proto\u017ee o\u010d mus\u00ed b\u00fdt jednodu\u0161\u0161\u00ed \u017e\u00e1dat o pen\u00edze ve chv\u00edli, kdy se poskytovatel nedozv\u00ed o tom, jak \u0161patn\u011b na tom onen \u017eadatel je, p\u0159\u00edpadn\u011b kdy\u017e je na tom onen \u017eadatel sice dob\u0159e, jen\u017ee se mu nedost\u00e1v\u00e1 \u010dasu a sil na to, aby si vyb\u011bhal v\u0161echna pot\u0159ebn\u00e1 potvrzen\u00ed a dobrozd\u00e1n\u00ed! Jen\u017ee jak se uk\u00e1\u017ee n\u00e1sledn\u011b, je i takov\u00e1 hypot\u00e9ka bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f pon\u011bkud odli\u0161n\u00e1 od toho, jak se v jej\u00edm n\u00e1zvu p\u00ed\u0161e. I tady se toti\u017e poskytovatel po informac\u00edch o p\u0159\u00edjmech \u017eadatele a po \u00fadaj\u00edch o jeho celkov\u00e9 finan\u010dn\u00ed situaci sh\u00e1n\u00ed, i tady chce tyto \u00fadaje dolo\u017eit v p\u00edsemn\u00e9 podob\u011b. Ov\u0161em rozd\u00edl tu p\u0159esto je. A to v tom, \u017ee zde nejde o snahu naj\u00edt na str\u00e1daj\u00edc\u00ed osob\u011b chyby, kv\u016fli nim\u017e by se p\u016fj\u010dka dala zam\u00edtnout, ale naopak pouze o zji\u0161\u0165ov\u00e1n\u00ed, zda nepostr\u00e1d\u00e1 p\u016fj\u010den\u00ed pr\u00e1v\u011b tomu kter\u00e9mu \u010dlov\u011bku logiku. Proto\u017ee nikdo nebude p\u016fj\u010dovat tomu, kdo nem\u00e1 a nebude m\u00edt z \u010deho p\u016fj\u010den\u00e9 prost\u0159edky vracet. A tak se i zde do\u017eaduj\u00ed dejme tomu da\u0148ov\u00e9ho p\u0159izn\u00e1n\u00ed, pracovn\u00ed smlouvy, v\u00fdplatn\u00edch p\u00e1sek, v\u00fdpis\u016f z \u00fa\u010dt\u016f, vystaven\u00fdch faktur, p\u0159\u00edjmov\u00fdch doklad\u016f, potvrzen\u00ed o p\u0159izn\u00e1n\u00ed n\u011bkter\u00fdch soci\u00e1ln\u00edch d\u00e1vek nebo d\u016fchodu. A z\u00e1rove\u0148 cht\u011bj\u00ed i p\u0159edstaven\u00ed v\u00fddaj\u016f, je\u017e ten kter\u00fd \u010dlov\u011bk plat\u00ed, to aby se dalo ov\u011b\u0159it, zda mu i po zaplacen\u00ed nezbytnost\u00ed n\u011bjak\u00e9 prost\u0159edky na spl\u00e1tky zbydou. Ov\u0161em kdy\u017e zbydou, do\u010dk\u00e1 se \u017eadatel on\u011bch vytou\u017een\u00fdch pen\u011bz. i kdy\u017e m\u00e1 mo\u017en\u00e1 i hodn\u011b daleko k dokonalosti. A to je d\u016fle\u017eit\u011bj\u0161\u00ed ne\u017e m\u00edrn\u00e1 neshoda slov v n\u00e1zvu s realitou.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"P\u0159\u00edjmy budete muset p\u0159iznat","item":"https:\/\/www.maruli.cz\/prijmy-budete-muset-priznat\/#breadcrumbitem"}]}]