[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.maruli.cz\/je-hypoteka-na-pozemek-vhodna\/#Article","mainEntityOfPage":"https:\/\/www.maruli.cz\/je-hypoteka-na-pozemek-vhodna\/","headline":"Je hypot\u00e9ka na pozemek vhodn\u00e1?","name":"Je hypot\u00e9ka na pozemek vhodn\u00e1?","description":"Nejen ceny dom\u016f a byt\u016f stoupaj\u00ed, ale tak\u00e9 pozemk\u016f, zvl\u00e1\u0161t\u011b t\u011bch, kter\u00e9 jsou ji\u017e p\u0159ipraveny ke stavb\u011b, tedy maj\u00ed zavedeny…","datePublished":"2021-10-09","dateModified":"2023-04-27","author":{"@type":"Person","@id":"https:\/\/www.maruli.cz\/author\/#Person","name":"","url":"https:\/\/www.maruli.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4006af731f458a56e90e1a4ecbb37f08f11b51b80cb9267b6a6e5547922ff49d?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4006af731f458a56e90e1a4ecbb37f08f11b51b80cb9267b6a6e5547922ff49d?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"maruli.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.maruli.cz\/wp-content\/uploads\/hypoteka1_10_10_10_10.jpg","url":"https:\/\/www.maruli.cz\/wp-content\/uploads\/hypoteka1_10_10_10_10.jpg","height":0,"width":0},"url":"https:\/\/www.maruli.cz\/je-hypoteka-na-pozemek-vhodna\/","about":["Ekonomika"],"wordCount":404,"articleBody":"   Nejen ceny dom\u016f a byt\u016f stoupaj\u00ed, ale tak\u00e9 pozemk\u016f, zvl\u00e1\u0161t\u011b t\u011bch, kter\u00e9 jsou ji\u017e p\u0159ipraveny ke stavb\u011b, tedy maj\u00ed zavedeny z\u00e1kladn\u00ed s\u00edt\u011b \u2013 vodovodn\u00ed, elektrickou a odpadn\u00ed. I proto se mnoho lid\u00ed rozhodne, \u017ee je koup\u00ed a pozd\u011bji na nich postav\u00ed d\u016fm \u010di jej za v\u00fdhodn\u011bj\u0161\u00ed cenu prod\u00e1. Av\u0161ak a\u010dkoliv jsou podstatn\u011b levn\u011bj\u0161\u00ed ne\u017e domy \u010di byty, st\u00e1le nen\u00ed jejich cena nejmen\u0161\u00ed. Proto mnoho lid\u00ed zaj\u00edm\u00e1 hypot\u00e9ka na pozemek https:\/\/www.fahd.cz\/nebankovni-hypoteka\/.Ta funguje jako prakticky jak\u00e1koliv jin\u00e1 hypot\u00e9ka. A na prvn\u00ed pohled by se zd\u00e1lo, \u017ee je to skute\u010dn\u011b dobr\u00e1 investice, zvl\u00e1\u0161t\u011b vzhledem k tomu, jak moc ceny dom\u016f a byt\u016f stoupaj\u00ed. Ov\u0161em kdy\u017e se na to pod\u00edv\u00e1me podrobn\u011bji, zjist\u00edme, \u017ee br\u00e1t si zrovna na tento \u00fa\u010del hypot\u00e9ku nen\u00ed nejsp\u00ed\u0161e to nejlep\u0161\u00ed \u0159e\u0161en\u00ed.V prvn\u00ed \u0159ad\u011b je pot\u0159eba uv\u00e1\u017eit, co s n\u00edm budeme d\u011blat. Aby si toti\u017e zachoval svou hodnotu, je pot\u0159eba se o n\u011bj starat. A to samoz\u0159ejm\u011b stoj\u00ed pen\u00edze. Pokud na n\u011bm budeme cht\u00edt nav\u00edc postavit d\u016fm, co\u017e jeho cenu zv\u00fd\u0161\u00ed mnohon\u00e1sobn\u011b, bude n\u00e1s to op\u011bt st\u00e1t velkou \u010d\u00e1stku. A kde ji vezmeme, kdy\u017e jsme si museli p\u016fj\u010dit i na jeho koupi?Tady je jedno z nejv\u011bt\u0161\u00edch \u00faskal\u00ed cel\u00e9ho probl\u00e9mu: pozemek s\u00e1m o sob\u011b nen\u00ed p\u0159\u00edli\u0161 vyu\u017eiteln\u00fd, a pokud chceme jeho hodnotu udr\u017eet, \u010di dokonce zv\u00fd\u0161it, mus\u00edme do n\u011bj vkl\u00e1dat pen\u00edze, ani\u017e bychom z nich m\u011bli n\u011bjak\u00fd u\u017eitek. V dom\u011b \u010di byt\u011b m\u016f\u017eeme alespo\u0148 bydlet, na pozemku v\u0161ak nikoliv.Samoz\u0159ejm\u011b, nic v\u00e1m nebr\u00e1n\u00ed si tam postavit d\u016fm, pokud je pro tento \u00fa\u010del ur\u010den. Av\u0161ak, jak ji\u017e bylo \u0159e\u010deno, i to bude znamenat dal\u0161\u00ed v\u00fddaje a starosti. Pokud se jej nakonec rozhodnete prodat, zjist\u00edte, \u017ee jste na tom nevyd\u011blali tolik, kolik jste si p\u0159edstavovali.Proto je jasn\u00e9, \u017ee toto nen\u00ed p\u0159\u00edli\u0161 vhodn\u00fd zp\u016fsob z\u00edsk\u00e1v\u00e1n\u00ed pen\u011bz pro spekulanty, kte\u0159\u00ed nemaj\u00ed dostatek financ\u00ed. P\u0159i zapo\u010dten\u00ed \u00farok\u016f a poplatk\u016f u hypot\u00e9ky se jim to toti\u017e zna\u010dn\u011b nevyplat\u00ed. Ot\u00e1zkou pak pouze je, jak vysok\u00e9 budou jejich ztr\u00e1ty.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Je hypot\u00e9ka na pozemek vhodn\u00e1?","item":"https:\/\/www.maruli.cz\/je-hypoteka-na-pozemek-vhodna\/#breadcrumbitem"}]}]